Kvedaraitė, Kristina

Straipsnyje analizuojamas finansinio stabilumo ir būsto paskolų rinkos sąsaja vertinant statybos sektoriaus plėtros pokyčius. Lietuvos nekilnojamojo turto rinka turi tam tikrų ypatumų, o išoriniai veiksniai taip pat siejami su aplinkos pokyčiais. Darbe siekiama analizuoti būsto įsigijimo finansavimo galimybes priklausomai nuo bankų kreditavimo politikos.

The article deals with the theoretical aspect of the compatibility of financial sector were the banking sector is essential, as it proves the functions of the financial sector with respect of the country's economy, therefore expectations for banking efficiency are needed for the economic growth and prediction of economic uncertainty. The overview of studies about the interdependency between financial sector and whole economy, with concentration on linkage between efficiency of banking performance and macroeconomic changes. The interpretation of empirical analysis based on Lithuanian banking sector and key indicators of economy leads to conclusions about needs to develop conceptual model, based on interdependency of the economic and financial sector, which would significantly contribute not only to the operational efficiency of banks, but early identification of potential crises.