Pinigų plovimo problematika „FinTech“ sektoriuje Lietuvoje

This article analyzes and researches money laundering prevention and its problems in the FinTech sector in Lithuania. In particular, the article discusses the concept of money laundering, its conditions, and its causes, and analyzes the ways and means of implementing the money laundering process. The remaining parts of the article analyze how money laundering prevention is carried out in the FinTech sector in Lithuania, the main risks related to money laundering in the FinTech sector in Lithuania, and how the pandemic has affected money laundering. The question arises as to whether the pandemic contributed to the increase in fraudulent use of FinTech companies. The main conclusion of the article is that money laundering is a criminal offense aimed at financial gain and misappropriation of property, and it should be emphasized that money laundering has become a global problem. This is due to a number of reasons, chief among which are the notion that Lithuania does not possess sufficient information regarding FinTech companies, and the fact that the constantly growing number of financial technology companies in Lithuania and the easy availability and use of their services can lead to money laundering. When analyzing the topic of money laundering, it also became clear that this is a very serious and relevant problem that is not limited to Lithuania. The growing FinTech sector in Lithuania does pose risks in the area of money laundering, and the authorities responsible for preventing this area are not yet in a position to do so. Therefore, public authorities should step up their efforts to prevent money laundering in the FinTech sector in Lithuania.