Laivo draudimas

Abstract

SHIP INSURANCE The working theme is actual, because a ship insurance plays first fiddle in a marine insurance.This is most effective factor compensating a damage, because of the natural calamity, or through the peoples actions. It is the economic necessity. The ship insurance was found thanks to commercial transactions and it became the inseparable part of each commercial transaction. The ship insurance is pecular, because there are many factors of risk which is impossible to forecast. The standards of law regulating the ship insurance form special institution of marine law. That is insurance of Hull and Machinery of a fracht as well. The standards of the national law that are disposal according to the character regulates the ship insurance. The very importand thing is to take into consideration the clauses of the international law. Insuring the ships one should take into consideration the Clauses of the London Underwriters. These regulations provides the minimal list of ship insurance conditions. The conditions of the insurance depend on the class of a ship, age, attributes as well. The determining the ship class is the main condition for validity of the insurance agreement. In the work turns attention to the problems to insure the ship which class was pointed by clasification company without international recognition. The insurer can undertake large responsibility for absolute loss and damage of a ship. It isially exists the standard and additional conditions of a ship insurance. Additional conditions of a ship insurance widespreaded in a practice of the world, national practice as well. According to them insurer does not responsible for a damage of a ship, whith made for a military actions, strikes, nuclear danger etc. The damage is compensating after event of the insurance. In the work was drawn a conclusion that is more rational to point aut the list of a concrete insurance events. The institution of a reinsurance is very important and spreaded. It is valuable as a natural prolongation of a ship insurance operation and appropriation of insurance risk. There is a problem in that case when insurers and underwriters undertake too big responsibility.