Šalių tapatybės nustatymas elektroninėje komercijoje

Abstract

Over recent years information technology has experienced an unprecedented degree of change, enabling the transformation of the basic mechanisms of business. This transformation is accelerating, supported by new computer based applications to facilitate business processes, new systems to capture information on customers (enabling a better understanding of customers) and new methods of communication - within and between organisations and their customers/suppliers. The rise of the Internet (electronic commerce), since the advent of the World Wide Web, has provided an easy to use communication channel for businesses to contact current and potential customers. The emergence of the Internet as a general communication channel has also given rise to the possibility of widespread electronic commerce. Electronic commerce consists primarily of the distributing, buying, selling, marketing, and servicing of products or services over electronic systems such as the Internet and other computer networks when buyer and seller are not in the same place. Today many authors agree that our digital identity is in crisis. Passwords are probably the major authentication method in use today, and since they’re so easy to compromise, they’re the source of much of the attacks against systems today. Using cryptography and biometrics could solve this problem. On cryptography technologies based and electroinc signature, which helps to identify electronic contract parties. Transactions enabled by the internet or wireless networks are growing rapidly. The increasing use of new communication technologies and the need for specific payments mechanisms for electronic commrece have created opportunities for creating new payments systems. These new payment mechanisms are generally called electronic payments (payments that are initiated and processed electronically). The main electronic payments based on European Central Bank classification are: tradicional electronic payments (credit, debit cards, direct debit) and new electronic payments (electronic money, mobile payments).